Curtis C Reding, Chapter 13 Trustee

office information

Payment Address

P. O. Box 613108

Memphis, TN 38101-3108

Correspondence Address

P. O. Box 173

Montgomery, AL 36101-0173

Office Hours

8:00 am—4:00 pm

Office Phone Number




“The Standing Trustee is committed to excellence and to providing a high level of trust and service to chapter thirteen debtors and creditors.”


The Standing Trustees

 Pledge of Excellence

serving the middle district of alabama 

chapter 13 news

Free Electronic Noticing Now Available for Debtors through the Debtor Electronic Bankruptcy Noticing (DeBN) Program

Posted:  4/14/2015

Beginning May 1, 2015, debtors can request to receive court notices and orders by email rather than by U.S. Mail.  This new free program is called Debtor Electronic Bankruptcy Noticing (DeBN).  DeBN offers debtors a number of advantages. 


Click to learn more.  To access the DeBN request form and for additional information please visit the DeBN web page on the court’s website at



Update on Data Required for Completing the 22C Form

Posted:  4/1/2015

Please be advised, upon notification from the U.S. Trustee Program, the updated Census Bureau State Median Family Income figures have been posed to the U.S. Trustee Program website.  These new figures will be applied to petitions filed on or after April 1, 2015.  See link


Meadian Family Income Based on State/Territory and Family Size




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Check out the Archived News Page.  view archived news




This website is provided with the understanding that the Office of the Chapter 13 Trustee is not engaged in rendering legal, accounting or other professional services.





Correspondence Address

P. O. Box 173

Montgomery, AL 36101-0173


(334) 262-8371


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Chapter 13 offers individuals a number of advantages over liquidation under chapter 7. Perhaps most significantly, chapter 13 offers individuals an opportunity to save their homes from foreclosure.

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